Impaired Credit Mortgages | Chase De Vere Mortgage Management
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Impaired Credit Mortgages

 
At Chase De Vere Mortgage Management we pride ourselves on helping borrowers in all situations. And among our specialities are mortgages for clients whose creditworthiness has been damaged over the years for any number of reasons.

Perhaps a business venture failed and debts could not be paid, or a period out of work led to arrears building up.

There are scores of ways in which a credit record can be damaged – even a forgotten parking ticket can lead to a County Court Judgement (CCJ) and that can have dire implications when applying for a mortgage.

However, using years of experience in this area means that we can negotiate competitive deals for our clients. Bankruptcies, CCJs or missed payments. Whatever is damaging your credit record, we can usually find a way around it.

The choice of lenders in this corner of the market, and the variety of mortgages aimed specifically for people with a patchy credit history, have increased dramatically in recent years. Whether they are called Impaired Credit loans, sub-prime or adverse credit, this is an area filled with pitfalls.

Some brokers have been shamed in the press for charging extortionate fees and if you choose the wrong mortgage you could end up paying a far higher rate than is actually necessary.

For impaired-credit mortgages more than any other type of home loan, advice is absolutely essential.

Our brokers can often persuade underwriters at specialist lenders to approve a mortgage that might otherwise have been declined. And we’ll make sure that your mortgage is the best for your circumstances.